• @[email protected]
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      2 years ago

      Specifically, compounding interest. I have no problem paying something extra back if I need to borrow a sum of money, but it should be a flat, fixed fee calculated as a percentage of the amount borrowed, up front.

      Compounding interest is bullshit.

      • @[email protected]
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        32 years ago

        I quite like compounding interests but the difference is that I’m on the receiving end (index funds)

      • @[email protected]
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        12 years ago

        If it’s a flat fee then it’d likely be higher. If it’s compounding interest, it will automatically include any late fees if you pay on time.